Money: A User’s Guide: The Sunday Times bestselling guide to taking control of your personal finances

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I enjoyed the section about emotions and personal finances, which included a chapter about money and relationships and one about money and mental health. Many readers looking to start investing long-term will find it basic and may need to do further reading. The most positive aspect is that it goes beyond pure Financial Freedom aspects and addresses many different financial topics such as finding housing at a reasonable rate, handling debt, and optimizing bills. Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley.

Read it and take the plunge' GUARDIAN; 'Of course, you need a guide to get started and this is that book. In the next section of the book, Whateley explains the different kinds of debts and how to navigate them. As well as the practical benefits of this book, which are many, the book is thoroughly enjoyable, extremely interesting and very very well written. We press 'cash only' at ATMs, and accept that we'll be paying back our student loans with our pension savings.

Otherwise, there is the odd useful tip scattered through, like thoughts on whether to prioritise saving or paying off debt. Despite being a professional with a useful degree, I didn’t actually know much about money outside of my pay cheque, PAYE taxes and my savings account. I am 18 years old and soon to embark the independent student life which I know comes with a lot of financial worry. All information found here, including any ideas, opinions, views, predictions expressed or implied herein, are for informational, entertainment or educational purposes only and do not constitute financial advice. Even though I am young and the topics the author does not directly address my financial goal at the moment, it allows you to gain an insight into one’s financial journey to navigate in your mid 20’s to late 30’s.

While this is not a book we have heard of, we have, at a reader’s request, decided to have a look at what is covered and who might benefit from it. For this reason, it’s crucial that we speak to our partners about money and have a solid plan for cohabitation. She also specialises in affordable travel, property, and interiors for The Times and has written for The Sunday Times , the Guardian , the Observer , Dow Jones and Moneywise magazine. It touches on many topics, including money and relationships, money and mental health, and ethical investing. Claramente siempre va a tener algo de influencia el lugar de residencia del autor, pero en este caso me pareció que no llegaba a justificar la compra del libro, ni por las secciones que si podian llegar a aplicarse a mi situación viviendo en España.This concept explains that purchasing new things only gives us a temporary high, so we have to keep spending to satisfy our ever-increasing needs. There is a helpful section about how ideas from psychology, such as anchoring and overvaluing sales, can impact the way we handle money. Fast forward some months and I’ve learnt a lot through reading books, attending events and joining Facebook groups. There was even a very interesting part of the book where the author explains some ideas on how to talk about money with your significant other and how it is rarely talked about that really opened my eyes.

Further along in the book, the topic of spending comes up again, and Whateley explains how you can save money on your energy and other household bills. Not always what you want in a book, but in January I tend to be able to face money and the future a bit better. She is a bit defeatist, repeating that it is very hard for anyone to save a deposit without help from parents. El libro está bien pero es bastante basico y tuve que saltear demasiadas secciones porque no aplican al pais donde vivo. The book is so well written that I think everyone who reads this book will benefit from it regardless of their level of education.For this reason, I would not recommend this book to anyone looking to go beyond the very basics of personal finance. It's seperated into step by step chapters which make it easy to navigate and useful if you're looking for specific help. I was keen to learn more about finances, budgeting and savings and heard this book was a great, easy-to-understand guide to learn more about money. Although Whateley states that the target audience is millennials with an average or above-average income, she assumes that the reader has a lot of debt, very little capacity to save, and no self-control.