Ultra-stylish on-trend patterned plastic with a premium gloss finish, let Hive make a statement in your kitchen. Easy to clean, simply remove and empty the crumb trays, plus it comes with handy cord storage to keep your work top neat and tidy. If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. Once we have determined there is a fault, we will then give you either a refund, exchange or offer you a repair of the Product. Following The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations, we will accept items back even if you have opened the Products to inspect them.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants.

Breakfast is the most important meal of the day and nothing beats a freshly toasted slice of bread to start your day off right. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others.

The Illumination 4 Slice Toaster has frozen, cancel and reheat settings to ensure easy operation whilst the variable browning control means your toast is perfectly cooked, just to your liking. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. The Morphy Richards Dune 2 slice toaster is a stylish, quality appliance complete with on-trend patterned plastic, stainless steel trim and a gloss finish. There's even high lift levers for easy removal of each slice and a cord tidy feature for tidier countertops.

It comes complete with handy defrost and re-heat settings, plus the removable crumb tray ensures that cleaning up is easy.

DETAILS OF YOUR LEGAL RIGHTS ARE AVAILABLE FROM TRADING STANDARDS OR CITIZENS ADVICE CONSUMER SERVICE. Logistics of goods across the globe is proving challenging but be assured that we are working hard daily to reduce the impact as much as we possibly can. Most Products come with at least a 1 year guarantee, so if your Product develops a fault after 30 days we’ll offer you either a repair or replacement. Deliver + Unpack + Remove Waste - we will deliver to your preferred room of choice, unpack the item, remove and recycle all waste/packaging. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.Just follow the simple instructions, entering your personal details as required and we'll do the rest. As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. For added convenience, the Hive toaster includes a defrost setting, allowing you to toast directly from frozen and saving you time. That’s why we have partnered with the Smartcare scheme to provide additional warranty protection and give you extra peace of mind for your home appliances.

With the stunning contrast between 3D patterned white high gloss plastic and shiny stainless steel trims, this Morphy Richards toaster is sure to make an impression.In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. The extra lift and removable crumb tray features make cooking and clean up convenient, so that you can spend more time enjoying your food and less time doing the boring stuff.